EPF, SOCSO, EIS & PCB Rates 2026: Salary Deductions in Malaysia (Local & Foreign Workers)

Updated November 2026 EPF, SOCSO, EIS & PCB Deductions in Malaysia 2026 The 2026 contribution rates, a worked salary example for local and foreign workers , payment deadlines, and a free payroll app that calculates everything for employers. Try the Free Payroll App 2026 Contribution Rates at a Glance Contribution Employee pays Employer pays Notes EPF (KWSP) Malaysian, under 60 11% 13% (wages up to RM5,000) 12% (above RM5,000) Lower rates from age 60 EPF (KWSP) Foreign worker 2% 2% Mandatory for wages from October 2025 SOCSO (PERKESO) Malaysian & PR, under 60 0.5% 1.75% Wage ceiling RM6,000 SOCSO (PERKESO) Foreign worker None 1.25% Employment injury cover only EIS (SIP) 0.2% 0.2% Malaysians & PR aged 18–60, ceiling RM6,000. Not for foreign workers PCB / MTD Depends on salary & reliefs None Monthly income tax deducted for LHDN EPF, SOCSO and EIS are worked out fro...

Ishtiaq Ahmad on November 09, 2026

Retirement Date & Service Calculator for Punjab, Pakistan Govt Employees (Free App)

Updated November 2026 Retirement Date, Service Length & Earned Leave Calculator for Punjab (Pakistan) Govt Employees How retirement age, length of service and earned leave are worked out for government employees in Punjab, Pakistan , and a free Android app that calculates them for you and fills pension forms in seconds. Punjab (Pakistan) Service Rules at a Glance Question Rule Normal retirement (superannuation) On completing 60 years of age Voluntary (early) retirement 25 years qualifying service and age 55 , whichever comes later (2026 change) Earned leave (leave on full pay) 4 days for every calendar month of duty, with no maximum limit Leave preparatory to retirement (LPR) Up to 365 days before the retirement date When Do Punjab Government Employees Retire in Pakistan? Under Section 12 of the Punjab Civil Servants Act, 1974 , a civil servant retires on the completion o...

Ishtiaq Ahmad on November 09, 2026

FOMEMA Problems & Questions: Pending, Unsuitable & Appeals (2026)

Updated November 2026 FOMEMA Problems & Questions What your FOMEMA status means, how long results take, why a result stays pending , and what to do if the result is unsuitable . Answers to the questions readers ask us most. Check your FOMEMA result online Please do not post your passport number in the comments. Comments are public. You can check your own result in one minute with the free tool above, using your passport number and country. What Does My FOMEMA Status Mean? Status What it means What to do Pending Select Clinic The employer registered the worker but has not chosen a panel clinic yet. Ask your employer or agent to select a clinic. Pending Examination The worker has not attended the clinic yet. Go to the clinic shown on your FOMEMA form. Pending Lab / X-Ray / Certification also shown as "Pending X-Ray Transmission" or "Pending for Certification" You attended, but t...

Ishtiaq Ahmad on October 01, 2026

Record Remittances Spark Rs 16 Billion Annual Reward Scheme for Overseas Pakistanis

Economy Policy SBP & PBA Launch Rs 16 billion Pasban Remittance Rewards Scheme Governor State Bank of Pakistan, Mr. Jameel Ahmad, has officially inaugurated a self-sustaining, market-based initiative offering substantial annual cash prizes to families receiving remittances through formal channels Introduced under the auspices of the Pakistan Banks Association (PBA), the "Pasban Remittance Rewards Scheme" distributes 16 billion PKR (approximately 212 million AED) annually to overseas Pakistanis and their families. The scheme is funded entirely by Pakistan's banking industry, building on their ~100 billion PKR annual commitment to support the external sector, and places zero burden on the national exchequer. Remittances remain a crucial economic pillar for Pakistan, supporting millions of families wi...

Ishtiaq Ahmad on October 01, 2026

How to Find the Cheapest Flights Home: A Guide for Foreign Workers in Malaysia

Search Cheap Flights 2026 How to Find the Cheapest Flights Home: A Guide for Foreign Workers in Malaysia Smart booking strategies for expats and workers traveling to Bangladesh, India, Indonesia, Pakistan, and beyond. Millions of foreign workers form the backbone of Malaysia’s economy, coming from countries like Bangladesh, India, Indonesia, and Pakistan. If you are living and working in Malaysia, visiting your family back home is a priority—but high airline ticket prices can easily consume a month's salary. Finding cheap flights from Kuala Lumpur (KLIA/KLIA2) or Penang requires knowing exactly when to book, which budget airlines fly your route, and how to avoid hidden baggage fees. This guide breaks down the most practical ways to cut your travel costs. Don't Overpay for Your Flight Home Compare prices across all budget and full-service airlines instantly to find the absolute lowest fare. ...

Ishtiaq Ahmad on September 30, 2026

The Honest Reality of Working in Malaysia on a Student Pass

Work on Student Visa Guide 2026 Students in Malaysia: Understanding the Rules to Work on Student Pass A comprehensive guide for international students navigating employment restrictions. Making the decision to leave home country and study abroad is a massive, courageous step. Malaysia is a popular destination because it is a Muslim-majority country with beautiful diversity, relatively affordable tuition, and a welcoming culture. As a student, you will find it easy to integrate into the daily rhythm of life, find halal food, and practice your faith comfortably. However, when it comes to immigration rules and working to pay off loans, international students face very strict limitations. Many educational agents unfortunately oversell the idea of "working your way through college" in Malaysia. If you are borrowing money for tuition and flights with the expectation of paying it back through part-time work, you need the unfiltered truth before you sign ...

Ishtiaq Ahmad on September 30, 2026